Children are especially vulnerable to identity theft for one reason: If their identity is stolen it might take years for anyone to figure it out.
Most adults become aware of identity theft pretty quickly - we check out bank balances, our credit card statements, and our credit reports. When we do find that someone has [...]

I read in the paper on Sunday where an article suggested that instead of all the silly bailout, we ought to pass legislation to let homeowners deduct $2 for every $1 of interest that they pay. It’s a creative way to help the troubled housing and financial markets and one that I’d like to [...]

The more you think about this promo the better it gets.    Many bloggers have been doing the math, and have come up with some interesting reward options.
Diner’s Club Huge Reward
If you actually have a Diner’s Club card, you probably already know that they have been offering a 35% bonus for redemption of Diner’s Club points [...]

One of our readers, Danielle, had this question about her credit cards and student loan:

I have a question - My credit score is 662. I have 5 Credit cards (revolving) and some installment accounts mainly student loans with 1 auto loan payment. I am trying to apply for another private student loan and was recently [...]

It came to me in a news flash e-mail from reward travel guru Richard Ingersoll, otherwise known as the Frugal Travel Guy.   His story about the latest Delta promotion is sending shockwaves throughout the frequent traveler community.
It Is Good!
According to this link Delta will be offering a 150%  mileage bonus on virtually all non-airline miles [...]

One of our readers, Alicia, asked:
I have one Credit Card debt with a balance of $15,000 can not pay the Min amount they want like 3,000 they will not work with me to set up a payment plan i tried many times.
I can only send them a certain amount each month and yes it [...]

For the first time ever, a company that my wife or I worked for offered flexible spending accounts (FSA).  We were given two accounts to enroll in: Dependent Day Care FSA nad Health Care FSA.  I will be looking into each of these in more detail.  Today, let’s focus on:
Dependent Day Care Flexible Spending Account
In [...]

Ever wonder how many companies announced plans to participate in the US’s government TARP (Troubled Asset Relief Program)?
I did a little digging and as of November 18th, there were at least 25 companies either approved or planning to participate.  Here’s an unordered list.

First Midwest Bancorp Inc. (FMBI) - Received preliminary approval for about $193 million [...]

I’ve contemplated about switching my checking account to the online high yield checking account (ING’s electric orange or ETrade’s online account come to mind) before. I will be honest, I wanted to switch not because I liked the other two companies better but mainly due to a high(er) yield when compared to my current [...]

Spend as much time as I do looking at different reward credit cards, and you start to see patterns.   Not the spooky patterns where you read the first letter of each word and it spells out a secret message to you.   No, I am talking about the value of the awards relative to their normal [...]